Donald E. Oates | CLU, ChFC, RTRP

For more than 40 years, Donald E. Oates has helped individuals, families, and small business owners navigate the financial decisions that shape their lives — from the first retirement account to the final estate plan.

Donald's path into financial planning began with a Bachelor of Science in Finance from West Virginia University. Early in his career he worked for the Internal Revenue Service — an experience that gave him a working knowledge of the tax code few advisors can match, and one that still informs his tax-aware approach to planning today. He later deepened that foundation with a second Bachelor of Science in Accounting from Towson State University.

Over the decades, Donald has built expertise across the full spectrum of personal finance: insurance and protection planning, investments, retirement income strategies, pension rollovers, senior care issues, and financial planning for small businesses. He has earned the Chartered Life Underwriter and Chartered Financial Consultant designations, and is a Registered Tax Return Preparer and Registered Investment Advisor Agent.

But ask Donald what matters most, and he won't start with credentials. He'll tell you that good advice starts with knowing the person across the table — their family, their worries, their hopes for retirement. That's why every relationship at Whitehouse Financial Group begins with a conversation, not a sales pitch.